1. HIRE A REALTOR
Choose the best real estate agent to represent you in finding and purchasing your dream home and sign a Buyer Agency Agreement to work together. It is important to trust your agent, as you will be spending a lot of time together and your agent will help you with one of the biggest financial commitments you will make.
2. GET READY FOR HOME OWNERSHIP
Build a good credit history
*Get mortgage pre-approval
* Find out what type of mortgages you quality for
* Consider hiring an attorney to review all contracts and
agreements associated with the home buying process
* Save up for a down payment (typically 10-20% of
property’s value; if FHA-qualified, then possibly less)
* Consider closing costs which can include taxes,
attorney’s fees, and transfer fees
* Consider utilities and monthly bills, such as
homeowner's assessments.
3. GET PRE-QUALIFIED
*Contact your mortgage broker or lender
*The lender or attorney will run a title search to ensure
there are no clouds on the title
* Make sure you understand the financing terms-ask
the lender for clarification, if needed.
4. VIEW HOMES & FIND THE RIGHT ONE
Determine what is important to you, such as
particular schools, neighborhood amenities, monthly
mortgage payment, public transportation,
walking distance etc.
* Make sure you include homeowner assessments,
utilities, and taxes when calculating the monthly
mortgage payment
5. MAKE AN OFFER
Once you have found your dream home, I will research market data on the home to help you will determine what to offer and we will present a written offer to the seller’s agent. There may be some negotiation required and the seller may either accept, reject, or counter your offer. When the seller accepts the offer, it becomes a legal contract.
The closing is the formal process of signing papers, paying fees and closing costs, and receiving the keys to your new home!
I will work with you to understand your unique lifestyle, needs, and wishes because buying a home is more than a certain number of bedrooms or a particular ZIP code. It’s about your life, and it’s important to me. My focus is on your complete satisfaction. In fact, I work to get the job done so well, you will want to tell your friends and associates about it. Maybe that’s why so much of my business comes from repeat customers and referrals. Good service speaks for itself. I’m looking forward to the opportunity to earn your referrals too!
What do you see when you visualize your dream home? I ask you this, as it’s important that we see the same dream. I realize that the very best way to assist my real estate buyers to locate precisely the right home is to put myself into my buyer clients’ shoes.
I'm here to serve my buyers and create more than satisfied buyer clients. You can begin to experience my award winning service by filling in the buyer interests questionnaire on this page. I’ll jump right in with targeted searches and email alerts to put you in charge of your home buying process.
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